It’s mid-October, and Kim and Ian Treibick are racing to wrap up their lives in the upscale coastal community of Riverside, Conn. The couple have just four days before they move onto their new boat, a Fleming 65, and cast off to cruise south toward the equator for a year, maybe more. “It’s a lifelong dream of mine, to sail off into the sunset, and when we met, we shared that dream,” says Ian, a 43-year-old who works in cryptocurrency.